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Genuine Care
Expert Advice

Matching the perfect coverage plan to your specific needs is our commitment, as we invite you to join our growing family of satisfied members.

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"I have never had such a personal relationship with any of my agents as I have with Jose. I can contact him whenever I need answers. Through his point-by-point breakdowns, he's transformed the way I understand my coverage. I can say he's provided true peace of mind..."


- Rosalina, North Platte, NE

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Quick-access resource library


No Cost Services

  • Assisted plan shopping with a Pro. 

  • Unbiased advise. We are independent working for you.

  • Aside from working with the Major companies, you will have access to local Nebraska carriers exclusive to us.

  •  Assigned to your own personal agent that will work with you and your unique situation from beginning to end, even if you never purchase a policy through us. Every time you call, your agent will already know you and your situation

  • With Administration changes, come changes in policies. You will have access to agents who are yearly certified and in the know of current market changes.

  • Quarterly and Annual coverage reviews are performed to make sure you always have the best coverage for your specific needs at the most affordable prices all the time.

  • 24/7 Customer Service at your fingertips. Ask us a question at any time of day and receive a response within a few minutes of your request. 

  • Become our brand ambassador and earn rewards with your referrals!     

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Featured Health & Life Plans

We know that shopping for affordable health & life insurance can be frustrating. Save time and money today with our curated list of hand-selected coverage plans based on cost, benefits, and key features.

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Instant Healthcare Marketplace (ACA) Quotes

Wish to compare health insurance rates for yourself? We provide customized quotes from several top-tier companies; helping you make smarter decisions and avoid expensive surprises. 


Current Policy Audit 

We take the headache out of understanding your current health insurance coverage. With our FREE Policy Audit we'll help explain your policy in plain English.  Once your files are uploaded, an assigned agent will review the documents and reach out to you. Upload your documents below to begin.

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Meet Your Agents

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 Jose Ortez |
Owner & Principal Advisor
Omaha, Nebraska office
Licensed in FL, ME, MI, NC, & NE

Born in Florida, Jose has been an independent insurance agent for 14 years. Having undergone 21 surgeries by the age of 15, Jose personally understands the value of having access to the best medical care. He currently specializes in Medicare Advantage, Medicare Part D, Medicare Supplements, Dental Insurance, Medicaid Spend-down, Hospital Indemnity, Obamacare(ACA) Plans, & Life Insurance.  

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April Ortez |
Owner & Senior Advisor
Fort Pierce, Florida office
Licensed in FL & NE

Originally from sunny California, April has dedicated the last 7 years to the insurance industry. Her successful background in management and customer service has made her a genuine expert at problem solving and advocating for her clients. She  specializes in Medicare Advantage, Medicare Part D, Medicare Supplements, Dental Plans, Cancer / Critical Ilness, & Hospital Indemnity Plans.  


Our Concierge Philosophy

1.   Your busy life demands a simple solution. 20+ year's experience, at your service.

2.   Your insurance needs are unique. We provide expert guidance you can rely on.

3.   Your health deserves the extra mile. And we're with you every step of the way.

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You’re in good company.

You deserve the best — That’s why we offer only the best plans from the best health insurance providers. Schedule an appointment today.
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New to Health & Life Insurance Pros? Welcome to the family.

Taking on an educative and tender approach, we treat everyone like family. Our strength is presenting what could be a very complicated product in a way that is clear and transparent, while making recommendations rooted in honesty and what best suits our clients' specific needs.

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