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Nebraska Short-Term Health Plans

Flexible Coverage for Life's Unexpected Twists

Authorized Federal Government Partner & Award-winning Agency

We are excited to provide you with a wide range of health insurance plans from reputable companies in Nebraska. Our aim is to help you find the best coverage that suits your individual, family, or small business needs. We understand the challenges that come with selecting the right plan and are dedicated to ensuring a seamless and stress-free process for you.

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What is Short-Term Health Insurance?

When you find yourself in a transitional period and need temporary health coverage, short-term health insurance plans can provide an affordable solution. Our licensed agents are here to guide you through the process, helping you determine if a short-term plan is the right fit for your needs. We'll assist you in shopping for the best-available short-term plans, ensuring you have the coverage you need during this transition in your life. 

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Who Should Get a Short-Term Health Plan?

Don't let gaps in health insurance leave you vulnerable—explore short-term health insurance options today. Consider Short-Term Health Insurance If You:

  1. Experience Employment Change: Coverage during job transitions and loss of employee benefits.

  2. Don't Qualify for Obamacare: Alternative solution for major medical coverage under the Affordable Care Act.

  3. Are a College Student: Flexible coverage that fits your schedule and protects you while studying.

  4. Await Medicare Coverage: Essential interim coverage while waiting for Medicare benefits to begin.

Explore the benefits of short-term health insurance and find the coverage that aligns with your specific circumstances and healthcare requirements.

How Does Short-Term Health Insurance Work?

Short-term health insurance plans provide temporary coverage during gaps in permanent coverage, safeguarding you from costly medical expenses resulting from unforeseen health changes or emergencies. Eligibility for short-term health insurance includes situations such as job changes, loss of employer-sponsored coverage, waiting for the annual Open Enrollment Period, and attending an out-of-state college.


Temporary health insurance offers proof of coverage necessary for various activities or professions. If you require temporary coverage, our licensed insurance agents will assist you in finding the perfect plan tailored to your specific needs.

Pros of Short-Term Health Insurance:


  • Lower costs compared to major medical plans

  • Quick effectiveness, usually within 1-14 days

  • Easy cancellation, especially with month-to-month payment plans

Cons of Short-Term Health Insurance:

  • No automatic renewal

  • Limits on the number of renewals

  • Limited coverage for all essential benefits

  • Availability varies by state and insurance providers

Overall, short-term health insurance provides cost-effective and quickly accessible coverage, but it's important to consider the limitations, renewal restrictions, and potential gaps in coverage before making a decision.

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Ready to Apply?

Applying for coverage is easy and can be done at any time through United Healthcare's website.

Have Questions?

No prob! An Agent will be available to help you with anything you need in just a few moments.

*** Please Note: Short Term health insurance plans are not qualified under the Affordable Care Act. They do not include new benefits, rights, and protections under the ACA, and are not considered minimum essential coverage. Short-term health insurance plans are limited in duration, and you will stop receiving benefits when the plan expires. Plan duration and whether you can renew or buy a new plan after plan expiration depends on the plan you choose and the laws in your state. If you are accepted for an additional term under a short-term health insurance plan, the plan's deductible and other amounts reset so that amounts paid (or the satisfaction of conditions) under the initial plan are ignored. Similarly, whether you have pre-existing conditions will generally be determined anew as of your approval under the new application.

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