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Nebraska Hospital Insurance

Budget-Friendly Protection for Your Health and Wallet

Authorized Federal Government Partner & Award-winning Agency

We are excited to provide you with a wide range of health insurance options, including hospital indemnity plans from reputable companies in Nebraska. Our aim is to help you find the best coverage that suits your individual, family, or small business needs. We understand the challenges that come with selecting the right plan and are dedicated to ensuring a seamless and stress-free process for you.

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Are You Familiar With Hospital Indemnity Insurance?

Hospital indemnity insurance, also known as hospitalization insurance or hospital insurance, is a flexible form of medical indemnity that offers advantageous coverage for both planned and unplanned hospital stays. This type of insurance also extends to other medical services outlined in the policy.

 

With Hospital Indemnity Insurance, you gain added peace of mind by bridging gaps in your medical fee coverage. This comprehensive plan provides cash benefits that can be used to cover expenses like deductibles, pharmacy prescriptions, and other non-covered costs that may arise during hospital stays and related services. This ensures that you receive the necessary reimbursement for the medical services you require, giving you the confidence to focus on your recovery.

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The Benefits of Hospital Insurance

Hospital stays can take a toll on both your health and your wallet. When it comes to receiving necessary care, financial constraints should never be a barrier. Hospital indemnity insurance plans offer a solution by providing daily payment for hospital stays, along with coverage for additional qualified expenses. Benefits include:

  • Flexible benefits, yours to use as you see fit

  • No restrictions on networks or providers

  • No deductibles required to access benefits

  • Option to extend coverage to your entire family

  • Coverage remains renewable until age 65

Don't let the fear of exorbitant medical costs hold you back from seeking the care you deserve. Invest in Hospital Indemnity insurance to safeguard your financial well-being and enjoy reassurance during hospital stays.

  • Will Medicaid's "unwinding" of continuous coverage affect me?
    The "unwinding" of Medicaid's continuous coverage has raised concerns among millions of people, including those who are still eligible for Medicaid, as it may result in the loss of coverage or gaps in coverage. This poses several challenges for enrollees, such as confusion around renewal procedures, difficulty transitioning to other coverage, and dealing with the loss of coverage, which may lead to a gap and require them to reapply for Medicaid. Those who haven't updated their contact information may not receive notice of renewal, and renewal forms may be confusing, with unclear action steps. Additionally, not all states permit online or phone renewals. Enrollees who are no longer eligible for Medicaid may not be aware of their options to obtain coverage through the Affordable Care Act marketplace or how to enroll. Contact us today at (402) 204-8248 to discuss your Medicaid renewal strategy!
  • How do I apply for Medicaid in Nebraska?
    To enroll for Medicaid in Nebraska, you can submit an application online or by phone at any time of the year. If you're under 65 and don't have Medicare, you can enroll online at HealthCare.gov or connect with one of our agents at (402) 204-8248. Enrollment is also available through ACCESSNebraska and their Do I Qualify screening tool can help determine your eligibility for other public programs. If you're 65 or older or have Medicare, you can apply online or by calling (855) 632-7633.
  • What exactly does NE Medicaid cover?
    Nebraska Medicaid provides comprehensive coverage for medically necessary services, including ambulance travel, chiropractic services, dental care, durable medical equipment and supplies, family planning, early and periodic screening, hearing aids, home health services, hospice, hospital services, intermediate care facilities for persons with intellectual disabilities, institutes for mental disease, lab tests and X-rays, mental health and substance abuse services, non-emergency medical transportation, nursing facility services, physician services (with some exclusions), personal assistance for disabled persons, podiatry, prescription drugs and some over-the-counter medicines, screening services, therapy, and vision services. However, there may be limitations on these services, and coverage is subject to change each year.
  • What's Nebraska Medicaid eligibility and income criteria for 2023?
    The eligibility criteria for Nebraska Medicaid in 2023 is primarily determined by household income and family size, and certain resources are not counted towards income. This includes a home, one vehicle, business-related property, and certain burial funds. The first $4,000 in resources ($6,000 for couples and additional $25 per family member) are also excluded. Children under 18 are not subject to income analysis. To qualify, you must have an annual household income (before taxes) that falls below these amounts:
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Ready to Apply?

Applying for coverage is easy and can be done at any time through United Healthcare's website.

Have Questions?

No prob! An Agent will be available to help you with anything you need in just a few moments.

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IMPORTANT NOTICE ABOUT MEDICAL INDEMNITY INSURANCE: Medical indemnity insurance is not a replacement for health insurance. Medical indemnity insurance pays set cash amounts that can help you in situations such as hospitalization. These insurance plans are not qualified health plans under the Affordable Care Act (ACA or"Obamacare") and do not meet the coverage and benefit requirements of the ACA.

IMPORTANT NOTICE TO PERSONS ON MEDICARE: THIS IS NOT MEDICARE SUPPLEMENT INSURANCE: Some healthcare services paid for by Medicare may also trigger the payment of benefits from this policy. This insurance provides limited benefits if you meet the conditions listed in the policy. It does not pay your Medicare deductibles or coinsurance and is not a substitute for Medicare Supplement insurance.

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