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What Are My

Health Insurance

Coverage Options in Nebraska?

Your Local Nebraska Award-winning Agency

We are excited to provide you with a wide range of health insurance plans from reputable companies in Nebraska. Our aim is to help you find the best coverage that suits your individual, family, or small business needs. We understand the challenges that come with selecting the right plan and are dedicated to ensuring a seamless and stress-free process for you.

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Whats the Best Plan For Me?

Comparing Different Health Insurance Plans in Nebraska

Whether you are an individual, family, or self-employed and shopping for health insurance, you have three main types to consider: Affordable Care Act plans (Obamacare), short-term plans, and medical indemnity plans. Each category offers a range of options, providing a diverse selection of non-employer health insurance or individual health insurance plans. 

Nebraska has several good health insurance options, including plans from companies like Blue Cross Blue Shield of Nebraska, UnitedHealthcare, Ambetter, Oscar, and Medica. We can help you compare different plans based on what they cover, how much they cost, and which doctors and hospitals they include to find the best one for you. Call us at 402-204-8248 for a FREE, no-obligation quote.

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Affordable Care Act (ACA) Plans: The Affordable Care Act, also known as Obamacare, is ideal for individuals and families in Nebraska who need affordable health insurance but might not have access to employer-sponsored plans. It's particularly beneficial for:

  1. Low to Moderate Income Families: If you qualify for a subsidy based on your income, ACA plans can be very affordable. Subsidies help lower the cost of premiums and out-of-pocket expenses.

  2. People with Pre-existing Conditions: ACA plans cover pre-existing conditions without charging higher premiums, ensuring you get the necessary medical care.

  3. Young Adults and Individuals: If you're under 26, you can stay on your parents' plan. If you're older and need your own coverage, ACA plans offer a range of options tailored to different needs and budgets.

  4. Self-Employed and Freelancers: If you're working for yourself or have a business, ACA plans provide comprehensive coverage that you might not find elsewhere.

  5. Those Needing Comprehensive Coverage: ACA plans include essential health benefits such as preventive services, maternity care, and mental health services, ensuring a broad range of coverage.

The open enrollment period for Affordable Care Act (ACA) plans runs from November 1 to January 15.

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Speak with a Live Agent

We're ready to assist you every step of the way.

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Let Us Guide You to Your Ideal Health Insurance Plan Today!

If you're in search of individual health insurance plans or family health insurance plans, we're here to assist you. Our dedicated team of licensed agents is well-equipped to guide you through the process and discuss all the available options. From ACA plans to indemnity insurance plans and beyond, we'll ensure you have a comprehensive understanding of each choice.

It's essential to consider the unique benefits and potential drawbacks of every health insurance plan before reaching a decision. Our team will be by your side, providing the information and support you need to make an informed choice that aligns with your specific needs.

  • Will Medicaid's "unwinding" of continuous coverage affect me?
    The "unwinding" of Medicaid's continuous coverage has raised concerns among millions of people, including those who are still eligible for Medicaid, as it may result in the loss of coverage or gaps in coverage. This poses several challenges for enrollees, such as confusion around renewal procedures, difficulty transitioning to other coverage, and dealing with the loss of coverage, which may lead to a gap and require them to reapply for Medicaid. Those who haven't updated their contact information may not receive notice of renewal, and renewal forms may be confusing, with unclear action steps. Additionally, not all states permit online or phone renewals. Enrollees who are no longer eligible for Medicaid may not be aware of their options to obtain coverage through the Affordable Care Act marketplace or how to enroll. Contact us today at (402) 204-8248 to discuss your Medicaid renewal strategy!
  • How do I apply for Medicaid in Nebraska?
    To enroll for Medicaid in Nebraska, you can submit an application online or by phone at any time of the year. If you're under 65 and don't have Medicare, you can enroll online at HealthCare.gov or connect with one of our agents at (402) 204-8248. Enrollment is also available through ACCESSNebraska and their Do I Qualify screening tool can help determine your eligibility for other public programs. If you're 65 or older or have Medicare, you can apply online or by calling (855) 632-7633.
  • What exactly does NE Medicaid cover?
    Nebraska Medicaid provides comprehensive coverage for medically necessary services, including ambulance travel, chiropractic services, dental care, durable medical equipment and supplies, family planning, early and periodic screening, hearing aids, home health services, hospice, hospital services, intermediate care facilities for persons with intellectual disabilities, institutes for mental disease, lab tests and X-rays, mental health and substance abuse services, non-emergency medical transportation, nursing facility services, physician services (with some exclusions), personal assistance for disabled persons, podiatry, prescription drugs and some over-the-counter medicines, screening services, therapy, and vision services. However, there may be limitations on these services, and coverage is subject to change each year.
  • What's Nebraska Medicaid eligibility and income criteria for 2023?
    The eligibility criteria for Nebraska Medicaid in 2023 is primarily determined by household income and family size, and certain resources are not counted towards income. This includes a home, one vehicle, business-related property, and certain burial funds. The first $4,000 in resources ($6,000 for couples and additional $25 per family member) are also excluded. Children under 18 are not subject to income analysis. To qualify, you must have an annual household income (before taxes) that falls below these amounts:
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Have Questions?

No prob! An Agent will be available to help you with anything you need in just a few moments.

***HealthCare.gov Disclaimer: This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website or the Federal Medicare program. This is not a complete listing of plans available in your service area. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at https://www.healthcare.gov or consult https://www.medicare.gov.

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